A penny saved is more than a penny earned when you save with Genisys Credit Union. Our savings accounts offer competitive return rates and you can feel secure knowing your funds are insured up to $250,000 by the NCUA. That's how Membership Makes the Difference at Genisys Credit Union.
Opening any of our savings accounts is simple. Just call a Member Service Representative on ext. 2 at 800-521-8440. Or click on Online Banking at the top of the page and use the online forms section to open one of our special savings accounts, a money market or a certificate of deposit.
Start your Genisys Credit Union membership with an initial deposit of just $5 into
a share savings account. Your $5 represents one share of ownership in the Credit
Union. And you'll earn dividends on your balance over $5. (Note:
You must meet membership eligibility requirements to join Genisys Credit Union.)
Keep the holidays from sneaking up on you with a
Holiday Savings Account from Genisys Credit Union. Just make deposits to
your account any time throughout the year and earn a dividend rate equal to
the rate earned on a share savings account. The funds will be available to withdraw 10/1 through 2/28.
Save for the things you want most with a "You Name It" Account. It's a second savings account to help you save
for things like vacations, expensive jewelry or a special event. There's no
minimum deposit or balance and you'll earn a great dividend rate. And your funds
can be withdrawn at any time.
Hi-Yield Money Market Account
Save risk-free and maintain flexibility with our Hi-Yield Money Market account. Earn great dividends that are among the highest you'll find anywhere while maintaining the flexibility to take your money out anytime you need it.
- Minimum balance is $2,500 to earn dividends
- A six tier rate structure that pays a higher rate with each tier
- Dividends are computed daily, paid and compounded monthly
- Make up to six transfers per month, including three checks.
For current Money Market rates check out our rates page.
Genisys Credit Union certificates let you earn some of the highest rates available
for risk free savings. We offer a variety of certificate accounts to meet your
individual needs and compliment your investment portfolio.
- Regular Certificates let you earn high dividends and get a guaranteed
fixed rate. You can open a certificate with as little as $500 for terms from
3 months to 60 months and you can even open it as an Individual Retirement Account
(IRA). We also pay bonus rates based upon the opening balance.
- 12 Month Flex Certificate is no ordinary Certificate. This revolutionary
Certificate gives you flexible options during your term. You can make additional
deposits any time from $10 - $25,000, opt for a one-time rate change without
altering the original maturity date and you can withdraw up to 25% of the
principal with no penalty one time during the 12 month term. (IRA dollars are not eligible for Flex Certificates)
- Jumbo Certificates for larger deposits offer higher rate certificate
options. A jumbo certificate pays higher dividends than our designer certificates
for a $100,000 minimum deposit. You can select from 3 month to 60 month terms.
Certificate Disclosure
Flex Certificate Disclosure