A penny saved is more than a penny earned when you save with USA Credit Union. Our savings accounts offer competitive return rates and you can feel secure knowing your funds are insured up to $100,000 by the NCUA. That's how Membership Makes the Difference at USA Credit Union.

Opening any of our savings accounts is simple. Just call a Member Service Representative on ext. 2 at 800-521-8440. Or click on OnLine USA Internet Banking at the top of the page and use the online forms section to open one of our special savings accounts, a money market or a certificate of deposit.

To make a deposit by mail, download a deposit by mail form.

Start your USA Credit Union membership with an initial deposit of just $5 into a share savings account. Your $5 represents one share of ownership in the Credit Union. And you'll earn dividends based on a two-tier rate structure. (Note: You must meet membership eligibility requirements to join USA Credit Union.)

Keep the holidays from sneaking up on you with a Holiday Savings Account from USA Credit Union. Just make deposits to your account any time throughout the year and earn a dividend rate equal to the rate earned on the first tier of a share savings account. In November, we'll transfer the balance to your checking or share savings account, or mail a check to you just in time to start your shopping.

Save for the things you want most with an It's For Me! Savings Account. It's a second savings account to help you save for things like vacations, expensive jewelry or a special event. There's no minimum deposit or balance and you'll earn a great dividend rate. And your funds can be withdrawn at any time.

Premier Money Market Account
Save risk-free and maintain flexibility with our Premier Money Market account. Earn great dividends that are among the highest you'll find anywhere while maintaining the flexibility to take your money out anytime you need it.

For current Money Market rates check out our rates page.

USA Credit Union certificates let you earn some of the highest rates available for risk free savings. We offer a variety of certificate accounts to meet your individual needs and compliment your investment portfolio.

Certificate Disclosure
Flex Certificate Disclosure