USA Credit Union provides a full range of retirement
and educational savings options
Open a Traditional, Roth or Coverdell Education Savings Account to plan for a secure future.
Although IRAs go by many different names, there are two basic IRA options for
you to potentially choose from when it comes to making annual IRA contributions
toward your retirement savings goals: the Traditional IRA and the Roth IRA.
The first step to take when selecting an IRA is to determine what type of IRA
funding you are eligible for. If you are eligible to choose between a Traditional
IRA and a Roth IRA, the IRA Selector will help you compare the potential benefits
of each option based on the following types of factors:
- your project retirement age,
- the rate of return you anticipate you will earn on your IRA investments,
and
- the number of years you anticipate in retirement.
- What type of IRA
is best for you
- Save for education expenses with the tax advantage of the Coverdell
Education Savings Account.
- Accumulate $100 or more in an IRA and transfer to a high yielding Certificate.
- The IRA Money Market is a unique account that combines the retirement benefits of an IRA with the convenience and
liquidity of a money market account. It’s a high yield, short-term investment vehicle that can work for you while
you weigh your future investment options. It’s also great to use as a holding spot for funds that you will want as
you reach your IRA distribution age.
Visit our Retirement Central website to get practical ideas you can apply today
to help you achieve financial security in retirement. Learn more about:
- Lifestages
- Whether you're just starting a career, or already in retirement, the decisions
you make today will help to shape your future. In this section, you have the
opportunity to explore some of the key topics you should consider at various
life stages to help ensure a successful retirement.
- Planning
Tools - Find a wide-variety of planning tools covering numerous aspects
of retirement planning, from selecting the best type of IRA to designing a
retirement income strategy that best fits your personal objectives.
- FAQs
- Got questions? If so, you've come to the right place. Within this section
of Retirement Central, you'll find answers to the most commonly asked retirement
planning questions.