Easy, convenient checking with virtually unlimited access 24 hours a day
A USA Credit Union checking account gives you extraordinary freedom of access to your accounts, whenever and wherever. From totally free checking to checking loaded with outstanding benefits, USA Credit Union makes checking accounts one of the nicest rewards of membership.

Compare any one of our highly competitive accounts and you'll see why tens of thousands of members nationwide choose us for checking, savings and all of their financial needs. Additional details on each account are available by clicking on each link or for a quick overview, refer to our comparison chart to determine which account is right for you.

Download a Checking Conversion form and easily convert from one checking account to another. Or sign in to OnLine USA Internet Banking and complete the Checking Conversion Form found under "Online Forms".

All of our checking accounts include:

Learn more about the many account access options for managing your USA Credit Union account.

To open your account, download a checking account application and mail or fax it to us.

To make a deposit by mail, download a deposit by mail form.

Decide Which USA Credit Union Checking Account Is Right For You....

  Basic Checking E-Checking High Yield Checking
Requirements

None

 -E-Statements $1,500 Min. Balance
Key Benefits -Totally Free
-No Minimum Balance		 -Free Bill Pay
-No Minimum Balance		 -Earns Interest on account balance
-Free Bill Pay
You will only incur fees if...
Your balance falls below the minimum requirement Not Applicable Not Applicable $10 per month
You pay over 15 bills per mo. online Not Applicable $.40 per transaction $.40 per transaction
You exceed 6 foreign ATM/Service Center transactions per mo. $1.50 per transaction $1.50 per transaction $1.50 per transaction
Your account is inactive for 6 months $5.00 per month $5.00 per month $5.00 per month
You need an ATM card or PIN reissued $5.00 per re-issue $5.00 per re-issue $5.00 per re-issue
We pay an overdraft on your account $29.00 per item $29.00 per item $29.00 per item
We return an item drawn on your account $30.00 per item $30.00 per item $30.00 per item