Finance Your Dreams with Low Cost Financing
Because we're not-for-profit, we can consistently beat bank rates on most any loan, any time. And we make it easy and convenient to get access to the money you need to get the things you want.

One universal credit application at Genisys Credit Union is all you need for access to just about any loan. Once we have your universal credit application on file, just pick up the phone or go to our web site, and you can get your loan approved in minutes. No need to fill out another application!

And don't forget to protect your family and your credit rating with Loan Protection Insurance.

Download a Loan Application.

Fair Credit Reporting Act

• Vehicle Financing
• Boat & RV Loans
• Kwik Draw Line of Credit
• Any Purpose Loans

Fast and Affordable Vehicle Loans
Genisys Credit Union takes great pride in providing our Members with excellent auto loans, very low rates, easy terms, and tremendous service. For your own peace of mind, never finance a vehicle or take the dealer's rebate without first finding out what we have to offer.

• Fixed-Rate Auto Loans - Our low fixed rates are available on new and used vehicles with terms up to 84 months. No payments for first 60 days is available.*

*Offer based on credit score. Some members may not qualify.

Try our auto loan calculators to find out how much your monthly payments would be, how much car you can afford, or if taking a rebate is better than special financing.

Quick and Easy Approval
Once we have your application on file, you can get your auto loan approved in four easy steps:

1. Call for pre-approval and we'll give you a maximum dollar amount for your loan. You can have your answer in minutes.
2. Buy your car
3. Call Genisys Credit Union (by 3:00 p.m. ET) with the purchase price so we can prepare your check.
4. You can have your check the next day. (Sent express mail upon request)
   

Flexible terms make it easy to finance a boat affordably. You can select from terms of 48 to 84 months for new and used boats.

Additional terms are available on boats over $20,000, and require 20% down and a survey.

• 144 months
• 60 month Balloon Fixed Rate Loan - with payments based on a 144 month term. After 60 months, you have three options: 1) Pay off the loan balance 2) Sell your boat, pay off the loan balance and keep any profit 3) Refinance the remaining balance.

You can also enjoy the great outdoors with a loan for a recreational vehicle or camper. A variety of terms are available up to 84 months.

Be Prepared for the Unexpected with Kwik Draw Line of Credit
Kwik Draw can see you through unexpected emergencies by providing the money you need, whenever you need it. An unsecured line of credit with limits up to $10,000, Kwik Draw can be used for any purpose you see fit.

• Overdraft protection for your Genisys Credit Union Checking Account
• A weekend getaway
• Large purchases like jewelry, home entertainment, or that special antique
• Unexpected bills/payments - like car and home repairs or maintenance

Kwik Draw is perfect when you need money in a flash and a credit card isn't accepted. And Kwik Draw's rate is lower than many other types of credit. And it's extremely easy to use. Use special Kwik Draw checks to pay merchants and service providers directly.

You only need to apply for Kwik Draw credit once. And once we have your loan application on file, you can use it for most other types of loans. Be prepared. Apply for Kwik Draw today.

Signature/Personal loans for the things you need with great low rates and terms up to 48 months

• Personal Computer: Get the latest computer equipment and finance your purchase with Genisys Credit Union. Our great rates make it a better option than paying the high interest rates on store loans or credit cards.
• Lifestyle Enhancement:  Get the things you want with an affordable way to pay for them.  You can achieve your dreams including things like adoptions, cosmetic surgery, elective medical or dental procedures, fertility treatments and just about any other personal need you may have.
• Consolidation: Stop making payments to a variety of high interest loans and credit cards. Consolidate your loans into a low rate, unsecured loan from Genisys Credit Union and start making just one low monthly payment to help you get your debts paid off quicker.
• Pledged Loans: Use your Genisys Credit Union share or certificate account to secure a loan. Your loan rate will be based on the rate you are earning on your pledged share or certificate account.