Do you have enough insurance? That's a question that many people ask. Supplemental insurance programs can protect you when other plans and policies don't. Take a look at these plans available through Selman and Company.

Eligibility
All credit union members age 18 through 64 are eligible to apply for coverage. Spouses age 18 through 64 may also apply, even if the member does not.

Benefits
Credit Union members and their spouses may select a benefit amount of $50,000, $100,000 or $150,000. If both you and your spouse apply for coverage, your spouse may not select a benefit amount higher than yours.

Renewability
Your coverage is guaranteed renewable all the way to age 80, as long as the premium is paid when due, the master policy remains in force, and your credit union continues to participate in the plan, and you remain a member. You will never be singled out for cancellation; however, you may cancel your protection at any time.

For more information or to request an application by mail, call 877-665-7563.



- USA Credit Union members receive a no cost $2,000 policy when they join USA Credit Union. You can elect to purchase additional coverage at low premiums.

Please call 877-665-7563 to request an enrollment form or activate coverage online.

* Coverage not available in ID, KS, LA, NY, OR, SD, WA



Long term care is the single largest out of pocket expense that mature adults face. As Americans live longer, the need for long term care planning has increased.

Long-term care insurance is designed to offset the high costs associated with care provided outside the hospital, such as home care or nursing home care. Coverage is provided through Long Term Preferred Care with three insurance carriers: CNA, Allianz File and American Travellers/Conseco. All three carriers offer affordable premiums, deductibles and an array of coverage options.

Coverage includes:

The plans also include essential features like inflation protection, guaranteed renewability and immediate coverage for pre-existing conditions.



What happens when your automobile is totaled and the insurance company's valuation of it is less than the amount you owe on your loan? You have to dig into your savings, if you have them, to make up the difference. Protect yourself from this problem with Gap Insurance. You should consider this type of policy when you finance a purchase with a low down payment. For more information and to enroll, Contact a USA Credit Union Member Service Representative at 800-521-8440, extension 2.



Insurance products offered through Woolley Group, Inc. and other insurance providers are not deposit/obligations of USA Credit Union, not protected by the National Credit Union Administration, and not guaranteed by USA Credit Union.