Because we're not-for-profit, our loan rates are generally lower than bank rates. We're also for-small-business, so you'll get the personal attention your business deserves. When you apply for a loan you'll have your answer in three business days-guaranteed. We close most loans in one week.
To get your business loan process started call us at 1-800-521-8440, ext 4150 to arrange for an appointment with a Small Business Officer or email us
USA Credit Union Visa Business Card
Business Financing from $25,000 - $250,000
You can get up to $250,000 to finance your business, as a lump sum or line of
credit. Borrow a lump sum for working capital or to purchase equipment. Open
a line of credit to cover your continuing business expenses, such as payroll
or overhead. Either way, you'll pay lower rates than you'd pay at most banks.
USA Credit Union is an approved SBA lender in Southeast Michigan.
Commercial Real Estate Loans over $1 Million
Found a great place to park your business? We offer commercial real estate loans
starting at $1 million to help you secure that perfect location.
We finance a variety of commercial properties-let us know what you need.
Refinancing to Save
You Thousands
If your current loan is choking your business, you can refinance it with a lower
USA Credit Union rate and save. We can provide a free review of your current
business loan and compare it to a USA Credit Union loan. You are likely to save
thousands of dollars.
How to apply for
a business loan from USA Credit Union?
To apply for a USA Credit Union Business loan please download
an application and mail it to us with the required
information at:
USA Credit Union
Business Services
P.O. Box 7092
Troy, Mi. 48007
When you apply for a business loan from USA Credit Union you will also need
to identify your business entity and provide the needed documents noted under
each business type.
Proprietorship
Certificate of Assumed Name - Doing Business As (DBA) Papers, if applicable
Proof of Federal Tax ID number in the business name
ID (Drivers License) on all authorized signers on account
Partnership
Certificate of Co-Partnership - Doing Business As (DBA) Papers, if applicable
Proof of Federal Tax ID number in the business name
Partnership Agreement
Application to Register a Limited Liability Partnership, if applicable
ID (Drivers License) on all authorized signers on account
Corporation
Articles of Incorporation - Domestic Profit Corporation
Certificate of Good Standing
Certificate of Assumed Name, if applicable
Proof of a Federal Tax ID number in the business name
Corporate Bylaws
ID (Drivers License) on all authorized signers on account
Limited Liability Company
Articles of Organization - Domestic Limited Liability Company
Certificate of Good Standing
Certificate of Assumed Name, if applicable
Proof of a Federal Tax ID number in the business name
Operating Agreement, if applicable
ID (Drivers License) on all authorized signers on account