Business Checking and Deposit accounts

To manage a small business, you have to manage your cash flow. We can help you keep the cash flowing your way with services geared for small businesses like yours.

Basic Business Checking

Our free business checking account is easy to use, easy to access, and costs less than your bank's checking account.

  Fees
Monthly fees $ 0.00
Transactions <250 Free
Transactions >250 $ 0.25 per item
Excessive check deposits(>20 per deposit) $ 0.20 per item
Minimum balance required None
Monthly Maintenance fee None

Business Checking Plus

Earn interest on your balance and get even more free transactions per month.

  Fees
Earn interest on balances Current rates
Transactions <400 Free
Transactions >400 $ 0.25 per item
Excessive check deposits(>20 per deposit) $ 0.20 per item
Minimum daily balance required $2,500 - if balance drops below minimum a $10 fee will be charged
Monthly Maintenance fee None

Receive 2 FREE Business debit cards with your USA Credit Union business checking account.

To apply for your new USA Credit Union Business Checking account please call and request an application at 800-521-8440 ext. 2. You can also visit one of our Detroit area branches.

Certificate & Money Market Accounts
Open a Certificate or Money Market account and we'll top off your tank with some nice dividends. You can open a Certificate with as little as $100 with terms from three months to five years. Or, open a Premier Money Market account with a minimum of $2,500. Check our current rates.

Convenient Access to Your Accounts
Managing your cash flow can depend on getting real-time information and quick, easy access. You can get both online or by phone, 24/7. Or, you can visit any of our branch locations.